Capital for mental health practices

Loans, guarantees, tax credits and equity programs in Canada and the US, open all year to practices and health-tech companies.

Small business loans for clinics in Canada

  • Rolling financing programs open to clinics, practices and health-tech companies. Our search shows only the ones your organization can apply for.
  • BDC Small Business Loan

    LoanNational

    BDC Small Business Loan

    Business Development Bank of Canada

    An online term loan for established small businesses, for working capital, equipment, renovations or technology.

    Any business · Up to $100,000

  • Canada Small Business Financing Program

    Loan guaranteeNational

    Canada Small Business Financing Program

    Innovation, Science and Economic Development Canada

    A federal guarantee on loans and lines of credit from your own bank or credit union, for equipment, leasehold improvements, real property and intangible assets.

    Any business

  • Community Futures loans

    LoanNational

    Community Futures loans

    Community Futures Canada

    Small business loans and advice from local Community Futures offices in rural and remote communities across Canada.

    Any business

  • Export Development Canada financing

    LoanNational

    Export Development Canada financing

    Export Development Canada

    Loans, guarantees and insurance for Canadian companies that sell or expand outside Canada, including software companies entering the US.

    Any business

  • Futurpreneur Start-up Program

    LoanNational

    Futurpreneur Start-up Program

    Futurpreneur Canada

    Start-up financing paired with a volunteer business mentor, for founders aged 18 to 39, delivered with BDC.

    Any business

  • Scientific Research and Experimental Development (SR&ED) tax incentive

    Tax creditNational

    Scientific Research and Experimental Development (SR&ED) tax incentive

    Canada Revenue Agency

    Tax credits and refunds for eligible research and development work done in Canada, including software development that resolves technological uncertainty.

    For software companies

  • Social Finance Fund

    LoanNational

    Social Finance Fund

    Employment and Social Development Canada

    Federal capital invested through social finance intermediaries, who lend to and invest in charities, non-profits and social purpose organizations.

    For care providers

  • PrairiesCan business funding

    Repayable contributionAlberta, Saskatchewan, Manitoba

    PrairiesCan business funding

    Prairies Economic Development Canada

    The federal regional development agency for Alberta, Saskatchewan and Manitoba; funds business growth and innovation, mostly as repayable contributions.

    Any business

  • PacifiCan business funding

    Repayable contributionBritish Columbia

    PacifiCan business funding

    Pacific Economic Development Canada

    The federal regional development agency for British Columbia; funds business growth and innovation, mostly as repayable contributions.

    Any business

  • ACOA business funding

    Repayable contributionNew Brunswick, Nova Scotia, Prince Edward Island, Newfoundland and Labrador

    ACOA business funding

    Atlantic Canada Opportunities Agency

    The federal regional development agency for Atlantic Canada; funds business growth and innovation, mostly as repayable contributions.

    Any business

  • FedDev Ontario business funding

    Repayable contributionOntario

    FedDev Ontario business funding

    Federal Economic Development Agency for Southern Ontario

    The federal regional development agency for southern Ontario; funds business scale-up and innovation, mostly as repayable contributions.

    Any business

  • CED business funding

    Repayable contributionQuebec

    CED business funding

    Canada Economic Development for Quebec Regions

    The federal regional development agency for Quebec; funds business growth and innovation, mostly as repayable contributions.

    Any business

  • Investissement Québec financing

    LoanQuebec

    Investissement Québec financing

    Investissement Québec

    Loans, loan guarantees and equity from Quebec's investment corporation for businesses and social economy enterprises based in Quebec.

    Any business

US lenders and SBA options

  • Capital Impact Partners

    LoanNational

    Capital Impact Partners

    Capital Impact Partners

    A CDFI that finances community health centers and other non-profit community facilities.

    For care providers

  • CDFI lenders

    LoanNational

    CDFI lenders

    CDFI Fund, U.S. Department of the Treasury

    Certified community development financial institutions lend to non-profits and small businesses in underserved communities, including community health providers.

    For care providers

  • Community Facilities Direct Loan and Grant Program

    LoanNational

    Community Facilities Direct Loan and Grant Program

    USDA Rural Development

    Low-interest direct loans for essential community facilities in rural areas, including clinics and behavioural health facilities run by public bodies, non-profits and tribes.

    For care providers

  • Primary Care Development Corporation

    LoanNational

    Primary Care Development Corporation

    Primary Care Development Corporation

    A CDFI that finances primary care facilities, including centres that integrate behavioural health, in underserved communities.

    For care providers

  • Reinvestment Fund

    LoanNational

    Reinvestment Fund

    Reinvestment Fund

    A national CDFI that lends to community health providers, schools and housing in underserved communities.

    For care providers

  • SBA 504 loans

    LoanNational

    SBA 504 loans

    U.S. Small Business Administration

    Long-term, fixed-rate financing for major fixed assets such as buildings and equipment, through a Certified Development Company and a lender.

    Any business

  • SBA 7(a) loans

    Loan guaranteeNational

    SBA 7(a) loans

    U.S. Small Business Administration

    The SBA's main loan program: a federal guarantee on bank loans for working capital, equipment, real estate or buying a practice.

    Any business · Up to $5 million

  • SBA Lender Match

    LoanNational

    SBA Lender Match

    U.S. Small Business Administration

    A matching service that connects a business with SBA-approved lenders interested in its loan request.

    Any business

  • SBA Microloans

    LoanNational

    SBA Microloans

    U.S. Small Business Administration

    Small loans through non-profit intermediary lenders for start-up costs, working capital, supplies and equipment.

    Any business · Up to $50,000

  • State Small Business Credit Initiative (SSBCI)

    Loan guaranteeNational

    State Small Business Credit Initiative (SSBCI)

    U.S. Department of the Treasury

    Federal funds run by each state as loan guarantee, collateral support, loan participation and venture capital programs. The page lists each state's programs.

    Any business

  • IBank Small Business Finance Center

    Loan guaranteeCalifornia

    IBank Small Business Finance Center

    California Infrastructure and Economic Development Bank

    California loan guarantees and direct lending through partner lenders for small businesses that cannot get conventional credit.

    Any business

Investors and impact funds

  • Canada

  • BDC Capital

    Venture capitalNational

    BDC Capital

    Business Development Bank of Canada

    BDC's investment arm: venture capital and growth equity for technology companies, including health and life sciences.

    For software companies

  • Creative Destruction Lab

    AcceleratorNational

    Creative Destruction Lab

    Creative Destruction Lab

    A program for science- and technology-based start-ups that pairs founders with experienced entrepreneurs and investors, with streams in health.

    For software companies

  • National Angel Capital Organization

    Angel networkNational

    National Angel Capital Organization

    NACO

    Canada's network of angel investor groups; its member directory lists the angel groups active in each region.

    For software companies

  • Raven Indigenous Capital Partners

    Impact investorNational

    Raven Indigenous Capital Partners

    Raven Indigenous Capital Partners

    An Indigenous-led impact investor that finances Indigenous entrepreneurs and social enterprises in Canada.

    Any business

  • Alberta Enterprise Corporation

    Venture capitalAlberta

    Alberta Enterprise Corporation

    Government of Alberta

    A provincial fund of funds that invests in venture capital funds backing Alberta technology companies.

    For software companies

  • Innovate BC programs

    AcceleratorBritish Columbia

    Innovate BC programs

    Innovate BC

    British Columbia's innovation agency: programs and funding that help BC technology companies grow and connect with investors.

    For software companies

  • Communitech

    AcceleratorOntario

    Communitech

    Communitech

    A Waterloo Region innovation hub with programs that help Ontario technology companies grow and raise capital.

    For software companies

  • MaRS Discovery District

    AcceleratorOntario

    MaRS Discovery District

    MaRS

    Toronto's innovation hub: venture support for health and technology start-ups, with links to investors and health system buyers.

    For software companies

  • Anges Québec

    Angel networkQuebec

    Anges Québec

    Anges Québec

    Quebec's angel investor network, investing in early-stage Quebec companies.

    For software companies

  • United States

  • Angel Capital Association

    Angel networkNational

    Angel Capital Association

    Angel Capital Association

    The US association of angel investor groups; its directory lists angel groups by region.

    For software companies

  • Kapor Capital

    Impact investorNational

    Kapor Capital

    Kapor Capital

    An impact venture fund investing in early-stage technology companies that close gaps of access and opportunity, including in health.

    For software companies

  • MATTER

    AcceleratorNational

    MATTER

    MATTER

    A Chicago-based healthcare incubator connecting health technology start-ups with health systems and industry partners.

    For software companies

  • NIH SEED

    AcceleratorNational

    NIH SEED

    National Institutes of Health

    NIH's office for small business innovation: SBIR/STTR guidance and support programs that help funded health start-ups reach market.

    For software companies

  • Rock Health

    Venture capitalNational

    Rock Health

    Rock Health

    A venture fund dedicated to digital health, investing in early-stage health technology companies.

    For software companies

  • Small Business Investment Companies (SBIC)

    Venture capitalNational

    Small Business Investment Companies (SBIC)

    U.S. Small Business Administration

    Privately managed investment funds licensed by the SBA that provide equity and debt to growing small businesses.

    For software companies

  • Techstars

    AcceleratorNational

    Techstars

    Techstars

    Mentorship-driven accelerator programs, some focused on health, that invest in early-stage start-ups.

    For software companies

  • Y Combinator

    AcceleratorNational

    Y Combinator

    Y Combinator

    A start-up accelerator that invests in early-stage companies in exchange for equity, including health technology companies.

    For software companies

Grant or loan: which fits

  • Grants

    Funding you apply for and do not repay. Federal calls close on a date; many provincial and foundation programs run a yearly cycle. Read the eligibility first: most are for non-profits, public bodies or research partners.

    Programs

  • Capital

    Loans, loan guarantees, repayable contributions, tax credits and equity. Most run all year, so they have no deadline: you apply when you are ready to grow, buy equipment or fund development.

    Guide

Measurement-based care

…starts with what we measure, and how long.